Terms & Conditions

Effective Date: March 2, 2026

Welcome to BrightSpanCapital. By using our website and submitting information through our loan inquiry form, you agree to the following Terms & Conditions. Please read them carefully. If you do not agree with these terms, you should discontinue use of our website.

1. Service Overview

BrightSpanCapital is not a direct lender. We do not provide loans or make credit decisions. Instead, we operate as a lead connection platform that helps match users with third-party lenders, loan providers, or financial service partners based on the information you submit.

Submission of your information does not guarantee approval, qualification, or the availability of any loan product.

2. Eligibility Requirements

To use our website and submit a loan inquiry, you must:

• Be at least 18 years old
• Be a resident of the United States
• Provide accurate, truthful, and complete information
• Not use our service for fraudulent or unlawful activity

3. User Responsibilities

You agree that:

• All information you provide is current and accurate
• You will not use false identities or provide misleading data
• You will not access or attempt to access another user’s information
• You will use the website only for personal, lawful purposes

4. Third-Party Partners & Lenders

When you submit your information, you authorize BrightSpanCapital to share your details with a network of lenders, service providers, or financial partners who may contact you regarding loan offers or related services.

We do not control the actions, decisions, or terms of any third-party lender. Each lender has its own underwriting policies, credit criteria, fees, and interest rates. Always review the lender’s terms before accepting any offer.

5. No Guarantees or Promises

Use of our website does not guarantee:

• Loan approval
• Any specific loan amount
• Any interest rate or repayment terms
• That you will be matched with a lender

All lending decisions are made exclusively by third-party lenders.

6. Consent to Contact

By submitting your information, you consent to receive communications from BrightSpanCapital and our lending partners via phone, email, SMS, or other methods. Message and data rates may apply depending on your carrier.

7. Intellectual Property

All content, trademarks, branding, graphics, logos, and design elements on this site are the exclusive property of BrightSpanCapital and may not be copied, reproduced, or used without written permission.

8. Prohibited Activities

You may not:

• Use automated scripts or bots on the website
• Engage in fraudulent, harmful, or unlawful activities
• Interfere with the website’s functionality, security, or infrastructure
• Copy or reuse any part of the website’s code or content

9. Limitation of Liability

BrightSpanCapital is not responsible for:

• Decisions made by third-party lenders
• Loan terms, interest rates, or fees offered by partners
• Any damages resulting from your use or inability to use the website
• Errors, delays, interruptions, or technical issues

Your use of this website is entirely at your own risk.

10. Changes to These Terms

We may update these Terms & Conditions from time to time. The effective date at the top of this page reflects the latest version. Continued use of the website means you accept the updated terms.

11. Contact Information

If you have questions about this Privacy Policy or how your information is handled, please contact us:

Email: info@brightspancapital.com

Address: 425 W Colonial Dr Ste 303 #220 Orlando, FL 32804 USA